Eligibility

Members can withdraw their savings as follows, whichever is lower :

1. Individual Purchase

   The difference between the price of the house and the housing loan
   with an additional 10% of the price of the house
   OR
   The balance available in Account II.

1. Joint Withdrawal With Spouse, Family Members or Other Individuals

   The difference between the price of the house and the housing loan
   With an additional 10% of the price of the house
   OR
   The balance available in Account II for all applicants
   subject to the difference of amount stated above.

For joint purchase, the EPF will firstly process application from the first purchaser and if the amount is insufficient, only then the application from the second purchaser and so forth will be processed.

Below are some examples for references.